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Where Did my Quarter Million Dollars Go?

I see a lot of people in my office asking about filing bankruptcy. More often than not these days, it’s a realtor or mortgage broker or loan officer who has lost income. Oh, and they have two...

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US Trustee’s Office median income – latest table

The latest information from the us trustee’s office median income regarding median family income by family size is here. Updated for cases filed after March 17, 2008. To find out if you qualify to file...

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Shifting blame for foreclosures

In today’s WSJ, they quote the Becker-Posner blog: Hardly a day goes by during this housing crisis that the media does not report on families in foreclosure proceedings, or in arrears in repayment on...

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Chuckle o’ the Day

You are stuck with your debt if you can’t budge it. Excerpt from:

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Foreclosure Prevention Act has Bankruptcy Split

Foreclosure Prevention Act making its way through Congress has some members divided whether judges should be able to trim the loans of homeowners who are underwater with mortgages: The Senate is poised...

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Business bankruptcy: Chapter 11 for 2

Frontier Airlines and Linens and Things both might need to have a reorganization, it was reported Friday. Note that these are different than Chapter 13 bankruptcy, which is a much smaller...

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How long does bankruptcy stay on a credit report?

This is one of those bankruptcy FAQs: people are confused about bankruptcy reporting, and think it’s like all other credit reporting (seven years). Question: how long does a bankruptcy stay on your...

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The Mortgage Crisis

John Stossel has some interesting thoughts about the mortgage crisis, subprime crisis, financial crisis, disaster and credit crunch. Thoughts? Continued here: The Mortgage Crisis

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1 in 10 Borrows For Everyday Living Expenses

A notable survey from the AARP finds that one in ten middle-aged households gets support money from their older parents. In the telephone survey of 1,002 adults 45 and older, nearly four in 10 said...

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Increase Income Or Restructure Credit Card Debt Into One Repayment

Are you having not enough money to pay off credit card debt? Well, I guess you can increase your income or restructure your credit card debt into one repayment. In my case, I started with increasing my...

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